Credit review
Check your readiness before the real application — know weak spots first
Loan Boost
Want a home but worried about getting approved?
Let HMR push your case through — 100% free consultation.
Major partner banks
ธอส.ออมสินกสิกรไทยกรุงไทยไทยพาณิชย์กรุงเทพTTBUOB
What We Do
We handle it — from credit review to transfer day
Document prep
Guide on prepping the exact docs each bank requires
Bank matching
Pick a bank that fits your job + income — best possible rate
Track to transfer
Coordinate with bank officers on your behalf at every step
STEP 1 / 2
Estimate your loan amount
Job type
Monthly income (THB)
Monthly debt obligations (car + cards + other)
Estimated monthly payment
฿9,500
Estimated loan amount
฿4,560,000
Note: This is a rough estimate to help you self-assess — actual amount depends on credit and bank.
Loan Guide
Your income, your starting monthly payment
| Monthly income | Starting monthly payment | Estimated loan amount |
|---|---|---|
| ฿15,000 | ฿6,000 | ฿2.0M |
| ฿20,000 | ฿8,000 | ฿2.7M |
| ฿30,000 | ฿12,000 | ฿4.0M |
| ฿50,000 | ฿20,000 | ฿6.5M |
Note: rough estimates — actual amount depends on your credit and the bank.
Basic Qualifications
All job types welcome
If you fit one of these profiles, your chance of approval with HMR is high.
Salaried
Pay slip · 6+ months tenure
Self-employed
Continuous 6–12 months of bank statements
Civil / state enterprise
Eligible for housing benefits + preferred rates
FAQ
About Buying & Renovating With HMR
The questions our customers ask most. If yours isn't here, call or LINE the HMR team anytime.
Can I get a home loan with a bad credit report?
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Yes — the HMR team reviews your credit first, then picks the bank most likely to approve. Many cases others said were impossible, we pushed through. Send us your latest credit report and we'll take a look.
How much down payment do I need?
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I'm self-employed without a payslip. How do I get approved?
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What does HMR charge for loan boost?
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How long does renovation take?
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Is the work guaranteed?
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Application · Free pre-qualification